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Did a Driver Without Insurance Injure You? Get Compensated for Uninsured & Underinsured Accidents

Involved in an accident with an uninsured or underinsured driver in Kansas City? The experienced legal team of Royce Injury Attorneys can help you secure the compensation you deserve.

We offer comprehensive services regarding injury claims, i.e., claim assessment, ascertaining fair compensation value based on factors leading to accidents, compiling claim documents, filing, settlement negotiation, and representation in court. Car accident with uninsured driver may lead to legal complexities. Therefore, consulting an expert attorney in injury claims may prove effective in timely and efficient compensation awards. Contact us today to get your claim assessed by our expert injury claim attorneys to get a deeper insight into the proper compensation value for your injuries.

Statistics on Uninsured / Underinsured Accidents in Kansas City, Missouri

Since the exponential inflation hike, drivers have been reluctant to have proper insurance. In most cases, drivers may be uninsured or underinsured. Therefore, car accident with an uninsured driver may be frequently observed in major cities around the globe. Kansas City is no exception to this. A significant number of drivers may be driving with little to no insurance. Statistics indicate that approximately 14% of motorcyclists in Missouri are uninsured. In Kansas City, 1 in 5 drivers are uninsured or underinsured and may be involved in minor or major accidents leading to injury claims.

What Are the Main Causes of Uninsured and Underinsured Accidents?

To sue an uninsured driver for an injury claim, the cause of the accident must be properly identified. Overspeeding, negligent driving, slippery roads & weather conditions play vital roles in causing these accidents. However, the main causes for failure to secure adequate compensation for accidents involving motorists are:

  • Lack of adequate insurance coverage
  • Hit-and-runs
  • Underreporting, improper or non-reporting of accidents

In the current economic climate, insurance requirements are often ignored by drivers due to financial constraints. Therefore, an accident with uninsured driver may often lead to hit-and-run incident. Additionally, minor accidents may not be reported in many cases which may affect the overall statistics resulting in inefficient and improper measures to curb such accidents.

Typical Injuries in Accidents with Uninsured and Underinsured Motorists

In major cities, motorists are often at higher risk of suffering road and vehicle-related accidents. Uninsured and underinsured motorists in Kansas City may face similar situations due to high traffic. Typically, an accident with uninsured motorist may lead to neck and brain injuries, bone fractures, muscle strain, and spinal injury, leading to disability, impairment, or, in extreme cases, fatality. In addition to physical injuries, the affected party may also suffer PTSD, anxiety, depression, and memory loss due to head trauma. Certain accidents may also cause chronic injuries requiring long-term treatments.

Determining Liability: Who Other Than The Uninsured Driver Might Be Liable For My Car Accident Injuries?

A lawyer for uninsured motorist may be consulted for accurate determination of liability in vehicle accidents. Each case is unique, and the circumstances leading to the accident. In most cases, the uninsured or underinsured motorist may be held as the primary liable party. However, in certain cases, the following other parties may also be held responsible for accidents.

  1. The driver of the other vehicle involved in the accident due to negligence.
  2. Insurance companies for providing inadequate accident coverage for uninsured driver accidents.
  3. Government agencies for lack of adequate road maintenance and road signals.
  4. Vehicle or motorcycle manufacturer for technical failures.

What Compensation Can I Recover After A Car Crash With An Uninsured Motorist?

Compensation for physical and psychological injuries suffered by an uninsured motorist may be recovered from the liable party. However, the awarded compensation may be limited due to non-compliance with required insurance limits. An uninsured motorist accident attorney may be consulted for the determination of accurate compensation value. On average, the compensation value ranges as follows:

Accident Severity Level

Average Compensation Value

Minor

$5,000 – $10,000

Moderate

$10,001 – $50,000

High

$50,001 – $100,000 

Extreme 

$100,000+

What to Do After an Accident with Uninsured/Underinsured Motorists

Get in Touch with Our Legal Advisors

Do You Need a Lawyer for Your Uninsured or Underinsured Accident Claim?

Hiring our expert injury claim attorneys will significantly improve your chances of being awarded accurate and fair compensation value for your injuries. Filing an injury claim is a complex legal procedure and may require the assistance of an expert uninsured motorist accident lawyer for timely filing, efficient court representation, and effective settlement negotiations. Our car accident attorneys are equipped to provide you with assistance at every step of the way.

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Contact Us If You’ve Been in a Kansas City Uninsured & Underinsured Accident

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    Frequently Asked Questions (FAQs)

    It refers to cases where a liable motorist has insufficient insurance coverage.
    Uninsured accidents have no insurance coverage, whereas underinsured accidents lack sufficient coverage.
    Keep records, report accidents & inform the insurance company.
    Avoid admitting responsibility for the accident & seek immediate legal consultation.
    Secure yourself to avoid further injuries, report accident & seek medical attention.
    Yes. Claim may be filed regardless of insurance coverage limit.
    A claim may be filed within 2 years from the date of the accident.