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Navigating Workers’ Compensation for Back Injuries in Kansas City

The U.S. Bureau of Labor Statistics has estimated 27,800 nonfatal injuries at the workplace reported by employees in 2019 in Kansas City, equivalent to 29 recordable cases per 1000 cases. Back injury is a form of nonfatal occupational injury for which the worker can claim compensation under back injury and workers compensation. This compensation covers benefits like wage loss, medical expenses, rehabilitation resource services, and any additional expenses needed by the worker to reinstall themselves in the job, etc.

Explore average settlement for workers comp back injury. Expert legal support in Kansas City to optimize your claim. Act now for the best results!

Overview of Back Injury Types

The most common types of back injuries reported in compensation claims in Kansas City are:

  • Pinched back nerves
  • Herniated discs
  • Bulging discs
  • Damage to the spinal cord or spinal discs
  • Muscle spasms in the back
  • Slipped discs
  • Fractures in cervical disc
  • Fractures in lumbar disc
  • Dislocation of the spinal cord
  • Punctured bones in the back
  • Sprain and strain
  • Arthritis
  • Spondylolisthesis

These are just some types of injuries that workers develop or sustain at their workplace. It is important to remember that back injury workers comp settlement amounts can only be awarded for injuries that resulted at the workplace.

Causes and Risks Associated with Workplace Back Injuries

The most common causes of back injuries at work are:

  • Strain on back due to lifting voluminous stuff
  • Low sitting tolerance of back due to bad posture in corporate jobs involving screens
  • Mismanaging weight by using disproportionate force, such as using one arm only
  • Stretching
  • Repetitive job over a prolonged time
  • Overexertion
  • Slipping and falling while handling weight that is too heavy to handle by a single person. This can result in herniated injuries. herniated disc lower back workers’ comp settlements are the trickiest to handle due to their medical and legal complexity.
  • Driving for long hours i.e. as in transportation jobs
  • Workplace accidents

High-Risk Occupations for Back Injuries

Some occupations have a high risk of back injuries for the workers. Some of these high-risk occupations are:

Corporate Jobs

Corporate Jobs: Prolonged poor posture is the prime cause of back injuries in corporate jobs because screen and indoor work is required. 45.7% of workers at such jobs suffer from back issues and eventually have to apply for compensation for back injury at work.


Nursing: 52.8% of nurses suffer from back issues.


Construction: 43% of construction workers report back-related injuries


Maintenance: A 42.5% ratio is observed in the maintenance industry.


Transportation: A 32.4% ratio is observed in the transportation industry.

The risk level is another crucial determinant when compensation is calculated.

Statistical Insight into Back Injuries

U.S. Bureau of Statistics shows that:

  • 38.5% of the musculoskeletal problems caused at the workplace are back injuries. Lower back injury settlement amount workers’ compensation forms a major type of compensation for this category.
  • 27,800 nonfatal back injuries in Kansas City in 2016.
  • Annual cost of $635 billion on treatment and compensation claims for back injuries in the US.
  • For each missed-day-from-work case, approximately 12 days account for back problems.
  • Back injury is the most prevalent cause of missing work in the USA, accounting for more than one million workers annually who suffer from one or more types of back problems at the workplace. This has given the workers compensation back injury settlement claims a significant upward trend.

Establishing Proof for Work-Related Back Injuries

  • Medical report of the injury: A detailed doctor’s diagnosis about the nature of your injury, the recovery period, treatment description, resources needed for rehabilitation, etc, forms the essential part of the medical report for a back injury. The medical report is crucial evidence to establish the occupational injury.
  • Supporting medical documents: Imagery such as x-rays, MRI reports, medical tests, etc, can also be used to strengthen the findings of the medical report. These reports are important especially if you are applying for back injury settlement without surgery workers’ comp category.
  • Eyewitnesses: Statements of the eyewitnesses of the accident can also be used as evidence.
  • Electronic documentation: Electronic documentation such as CCTV footage of the accident or images.

Understanding Different Workers’ Comp Categories for Back Injuries

There are five main categories of benefits to claim:

  • Medical expenses cover treatment, hospital bills, and recovery expenses.
  • Monetary benefits for temporary absence from work under the Temporary Total Disability category due to back injury. This is the most common type of benefit awarded in workers compensation settlement for back injury claims.
  • Monetary benefits for workers under the Temporary Partial Disability category where the working capacity of the worker is affected due to injury.
  • Ongoing monetary compensation for workers under the Permanent Total Disability category who permanently lost their ability to perform work due to back injury.
  • Monetary compensation to the dependents of the deceased worker losing their life due to injury or accident at the workplace.

Eligibility for Workers’ Comp Benefits After a Back Injury

To be eligible for workers comp for back injury benefits, you have to show that:

  • The injury happened at the workplace and;
  • Resulted due to long or short-term work environment factors.

You can claim the following benefits you are eligible for back injury compensation:

  • Medical expenses
  • Temporary Total Disability benefits
  • Temporary Partial Disability benefits
  • Permanent Total Disability benefits
  • Compensation for death
  • Rehabilitation compensation

Each category of benefits, as outlined in detail above, requires a set of prerequisites to meet in order to be eligible for workers’ comp back injury payout.

Evaluating Average Compensation Settlements for Back Injuries in Missouri

Compensation settlement in Kansas City can be evaluated by the following chart. 

Type of Compensation Benefit


Disc and joint injuries

$20,000 – $25,000

Temporary Partial Disability 

66 2/3% of the average wage of the worker 

Temporary Total Disability

66 2/3% of the average wage of the worker 

Permanent Partial Disability

66 2/3% of the average wage of the worker 

Permanent Total Disability

66 2/3% of the average wage of the worker


Compensation under §287.240, RSMo

Common Defense Tactics by Employers and Insurers

Some common tactics of employers and insurance companies are:

  1. Attempting to blame workers for not practicing precautionary measures at the workplace or establishing that it was a pre-existing condition.
  2. Undermining the findings of medical reports through so-called independent medical practitioners who are often secretly associated with insurance companies.
  3. Trying to keep the worker on the job through a return to work policy to cut on the workers’ compensation for back injury amount.
  4. Delay tactics to make the worker wary and accept the settlement conditions offered by the insurance company.
  5. Using defense attorneys to target the maintainability of the claim.

Filing a Claim: Step-by-Step Guide

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    Frequently Asked Questions (FAQs)

    Seek medical treatment as a priority from a workplace-recommended doctor or an independent specialist. Make sure to report your injury to your employer in a timely fashion.
    It is best to have a back injury lawyer with you when you are filing the claim or during the negotiation process with the insurance company or the employer. For example, for a herniated disc lower back workers comp settlement claim, you will need a detailed medical report supported by medical tests.
    Ensure you have gathered all relevant documentation and evidence before the meeting with the lawyer. Doing this will ensure a smooth and time-saving consultation, and you can make the most of it.
    The employer is insured for any workplace injuries that may happen to the workers under the workers' compensation lower back injury settlement mechanism. However, if the compensation amount is unsatisfactory, you can sue your employer via an injury lawsuit to get fair compensation.
    You can claim between $11,000 to $160,000 for minor, mild, and severe back injuries at the workplace.